You can always change it as needed, but using the card with the best cash-back rewards program as your default will help you earn the most cash back on your purchases without having to think about it. If you have more than one credit or debit card in your Apple Wallet, you’ll need to select one of them as the default.
Just add your credit or debit card to your Wallet and you’re good to go.Īdding a card takes just a few simple steps: Setting Up Apple PayĪpple Pay is already on your iPhone and your Apple Watch. Be sure that the credit or debit card that you use for Apple Pay is the one with the most generous cash-back program, so you can take full advantage. The fact that you’re using Apple Pay instead of swiping your card doesn’t change the way cash back is calculated or awarded. The amount of cash back you get depends on the credit or debit card you are using. The card will process an Apple Pay transaction as it would any other transaction, and the cash back will be credited in the same way it is when you use the physical card. The debit or credit card that you use with Apple Pay must offer cash-back rewards.
You can also search for stores that accept Apple Pay by searching “Apple Pay” in Google Maps - it will show you nearby stores that will let you pay this way.
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